It's still privilege. Some of which you've earned by virtue of being a stubborn old cuss who's lived as long as you have. Some of which comes from virtue of being in Canada. Not needing a car because you don't have to go to work every day - another privilege. All this? Privilege. If you can't save to get yourself out of the hole, how is it supposed to be temporary? But American welfare is designed to be permanent, no matter what the right-wing wants people to believe. Once you're on it, you're heavily penalized any time you try to better your situation. Moving is expensive and most of the US is no better (and often arguably worse) than Phoenix. Cities like Boston and NYC have better public transit than Phoenix, for instance, but are more expensive to live. The hills of somewhere like Tennessee or Kentucky are super cheap to live in, but if you don't have a car then you're dead. And good luck finding a job at all. Imagine for one moment that you're a young man again. 21. You've graduated HS, but you don't have a degree because your family can't afford university. You've got a couple of years' job experience on your resume, but that's it. How do you live?