I have a Master's in counseling psych from an RA school. I just got a full time job as an MFT Intern. That part of the plan worked out. Now, I want to finish my schooling and obtain my Psyd. But I am conflicted. I am in my mid 30's, married, two kids, renter. We'd like to buy a home, but living in Coastal California makes that super hard. Saving money is a priority. Plus, I have schools loans from the master's, my wife has school loans, so I'm reluctant to take out another huge loan. Why do I want a Psyd? I want to become licensed as a psychologist. I will be able to bill more, accept medical, get into the admin side of operations, teach as an adjunct, and in my limited experience there are clients that prefer to work with psychologist over counselors. Now where I live there are three schools. A traditional school that I cannot invest time in at this point. The days of 2 pm classes are long gone. I have to work, help with the kids, etc. The second option is Alliant International University. It's RA and APA accredited but, VERY expensive. The third option is RA not APA accredited and VERY expensive. There's the online Cal Southern, which is expensive for a non-RA, non-APA school, but California will allow me to sit for the boards with a degree from there. Plus, I am not leaving California. Lots of reasons why, but it simply isn't happening. One advantage I have is that I'm male and speak fluent Spanish (I live in southern California). Part of me thinks that this "advantage" would perhaps encourage employers to overlook the fact that I didn't go to an accredited school as long as I have the license. Your thoughts?