I'm nineteen, married, and I work currently as an Assistant Pastor at a small American Baptist Church (15-20 every Sunday). The church licensed me to preach a few months ago, but I've been doing it for quite awhile. Usually once or twice a month. I've been looking for a biblical education that is not only affordable, but also caters to how little time I have in the day. When I'm not preparing sermons, and teaching Sunday School each week, I'm working a security job. Which does not pay alot. I know there's quite alot of controversy over Andersonville Theological Seminary on these boards; how they lack accreditation, etc. But, their offer is very appealing. An Associate's in Biblical Studies for $1,500. ($200 down, $50 each month). It would be just what I need to satisfy the congregation that I'm getting an education, and also to work on the track to ordination. And also for educational enrichment. Should I go for the Associates at Anderson? If not, why not, and is there any other similarly priced schools which have monthly payment options which won't require me to take out loans? I've looked at Nations University and though they're now accredited by the DEAC and they were my first pick, $450 every three months with an overall total of $8,000 once finished seems steep. I have a hard time budgeting with what little cash I make. Thoughts and opinions, please?