Just a thought: Students, in record numbers,are thousands of dollars in debt after graduation-taking years to repay these loans. If the government provided no student loans many , if not most students, would not be able to go to college. IF student loans were not available many schools would close or go bankrupt. Universities would be forced to drop fees and tuition to make college more affordable. What is their incentive now. In many countries in Europe education is free from preschool to the PH.D. Also healthcare and childcare. Of course they have higher taxes. But graduate from college with no student loans to pay, and no worries that if you get ill you'll go bankrupt and thats a pretty good start in life. I know about the financial issues they are having in Europe and maybe they were too generous. But come on -the cost of college in this country is ridiculous. The government by aiding students with loans appears to be a major contributor to the high cost of education. They can charge what they want because the students can obtain loans to pay and education is a needed commodity.Stop loans and bring tuition down or fold. Am I wrong ?