How can I prove Keiser College is a fraud (1999) grad

Discussion in 'IT and Computer-Related Degrees' started by cuzo, Oct 20, 2018.

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  1. cuzo

    cuzo New Member

    I graduated years back and the loans are pretty old and I want to get these loans discharged... How can I prove this? I know this is a weird question but I'm looking for assistance.

    Please advise if you can, back when I went it was a total scam, no financial aid, the whole school was a scam. I hear they improved now but for earlier grads, what can we do to prove this?
     
  2. Steve Levicoff

    Steve Levicoff Well-Known Member

    Nothing. You can't. Suck it up, pay your loans, move on with your life, and stop whining.

    And welcome to DegreeInfo - we're so glad to have you here! :rolleyes:
     
  3. Maniac Craniac

    Maniac Craniac Moderator Staff Member

    With Steve as our welcoming committee, we'll never have to worry about having too many people here.

    You ask a weird question, but it's also very vague. How was the school a scam and how is it no longer a scam? Since you graduated from the school, then it sounds to me like you got what you paid for. Or, more accurately, what you haven't quite paid for yet.

    There are legal ways to absolve yourself of old debt, but there are a number of strict requirements your situation has to meet and a number of exceptions that are easy to accidentally trigger. Also, if you're in collections, you might be able to negotiate a much smaller liability. They're usually happy just to get any money back from having "purchased" the debt for pennies on the dollar.
     
  4. cookderosa

    cookderosa Resident Chef

    "Keiser College" doesn't come up in a google search, do you mean Keiser University?
    Also, what do you mean by "no financial aid" in your question? Your loan wasn't a student loan? If it wasn't a student loan you might be able to file bankruptcy, but if it was a student loan, then I'm confused by your statement.
     
  5. decimon

    decimon Well-Known Member

    In 1977, Arthur Keiser and his mother, Evelyn,[9] created a career college, the Keiser School, in Fort Lauderdale to prepare students for jobs in Florida’s growing business and healthcare communities. In 1982, with the addition of paralegal and computer programs, the school changed its name to the Keiser Institute of Technology. In 1986 the school began to award associate degrees and became Keiser College. In 2001 the company created its first bachelor's degree programs. Five years later, in 2006, the for-profit school again changed its name and became Keiser University.[1]

    https://en.wikipedia.org/wiki/Keiser_University
     
  6. Kizmet

    Kizmet Moderator Staff Member

    According to the school's Wikipedia page, it was known as Keiser College between 1986 and 2006. Assuming the op attended somewhere in that period it would seem rather late to crying "scam!"I'm no lawyer but there is that whole statute of limitations thingy that comes into play in most cases, no? Also, the op is crying "fraud!" but provides no back-story to support such a charge. So . . .
    most people in a situation where they feel they have been scammed or defrauded will go to the Police and/or hire an attorney. However, I'm guessing that you just have to go on as you have been since 1999, complaining to anyone who will listen (a group to which I no longer belong)
     
  7. Steve Levicoff

    Steve Levicoff Well-Known Member

    Try sending the above, your original post, to Arthur Keiser. And his mother. Assuming that one or both of them are alive, I'm sure they would be delighted to help you.
     
  8. cuzo

    cuzo New Member

    I went back when it was really bad, I heard it got better over the years. For alot of years I didn't pay the loan because I had alot of difficulty finding work. I found work a while back and I have this pretty high loan from when it first started.

    I cannot prove anything as everyone who worked staff when I went left. I was just inquiring but I guess it cannot be done.
     
  9. dlbb

    dlbb Active Member

    Trying to parse what the student wrote--he/she may be attempting to say that the quality of education was very low and that they could not qualify for financial aid outside of student loans (i.e. no scholarships). This is just speculation on what they may be trying to convey.

    Clearly, it seems to not be a scam in the sense of a diploma mill, as it is an accredited school, but that doesn't mean it did not provide substandard education in the late 1990s. Proving that at this point would be very challenging, absent corroborating evidence. If student kept extensive records of coursework and exams, it is perhaps feasible that a student potentially could sue the school successfully. That is a legal question for an attorney. If student did sue, would need to hire expert witnesses, which would eat up a portion of any money recovered (and be out money if not successful). I do not know how much a student could sue for; cost of tuition would seem likely, with other amounts possible. Attorneys often take as much as 1/3 for lawsuits. Even if evidence existed, it may not make sense financially with those legal costs, but if the loan amount owed is substantial and you have supporting records, it would be worth at least consulting an attorney. Statue of limitations also possibly could apply.

    Not being able to find a job in the career field for your degree would likely be dismissed as a lawsuit, according to a quick search on google.

    If there are outstanding student loans, those would not be discharged at this point. Loans are not discharged because education is substandard.
     
    Maniac Craniac likes this.
  10. Michigan68

    Michigan68 Active Member

    Dr Keiser is still alive. He was at our June 2018 Residency breakfast and at lunch . . . . really nice approachable person.

    I looked through many reviews of the school prior to signing up for their DBA program. I never read of Keiser being a scam at any point, some complained about different supporting departments, but nothing what the poster is mentioning.

    About to start my exam soon and after that start the dissertation process, and I can honestly say, I have no complaints concerning the school.

    Michael
     
    Last edited: Oct 20, 2018
    Maniac Craniac likes this.
  11. chrisjm18

    chrisjm18 Well-Known Member

  12. Steve Levicoff

    Steve Levicoff Well-Known Member

    Let's see . . . If you graduated in 1999, which is a few years before Keiser started to award bachelor's degrees, that makes yours an associate's degree. How much are we talking about in terms of your debt?

    In 1999, Keiser had already earned its regional accreditation from SACS, so you have a SACS-accredited degree. You admit that you didn't make loan payments because you couldn't find work, even though you had a regionally accredited associate's degree.

    So that makes you . . . a whiner!!! Therefore, I laugh at you.
    You don't have to prove anything here. As the legal expression goes, res ipsa loquitur - the thing speaks for itself. Fortunately, you cannot do anything (except for your whining). So you won't be able to help tear down the education system today.

    Ah, what the hell . . . I laugh at you again.

    BWA-HA-HA-HA-HA!
     
  13. cookderosa

    cookderosa Resident Chef

    Well, a lot happened since this morning when I first read this, but it does appear as if your degree was regionally accredited, which is, of course, the highest level of accreditation you can pursue. As such, many many people have gone through the review/evaluation process to verify that your school is not a fraud. (There are schools that are frauds of course, but that is not this).

    I feel really bad for you, I know what it's like to have a debt you want to get out from under, and knowing how compounded fees are piled on top of delinquent or non-payment, I am sure you owe more than I paid for all my degrees combined. That said, if your loan is a student loan, you're stuck- discharge is next to impossible. If it is a personal loan, you can probably file bankruptcy. If you want to pay the loan, which my personal opinion because I do believe that one has a moral obligation to repay debt, then you can begin an aggressive repayment plan. My personal favorite expert is Dave Ramsey, though I'm sure there are many others you could follow.

    All the best
     
  14. cuzo

    cuzo New Member

    It's no problem, I was only asking,

    Original loan was 12k a year so I owed 24k...

    Interest and a few years of hardships jumped it up to 30k.

    I'm on IBR now.

    I get calls from supposedly companies who refinance student loans. The loans are extremely old and I'm guessing they want them off the books, also I think it's federal loans or public loans and not backed by a private company.

    So I got laughed at by this Steve dude and I have no problem.

    So the next question I'd like to ask is there any decent refiance loan companies I should call and see what they offer?

    Maybe a one time payoff amount or something like that.

    I get calls from random numbers and I think immediately it's a scam.

    I grew up pretty poor and IMO Keiser targeted poor people badly back then, only advertised in the ghettos and mostly single mother lead homes.... but it's too old to prove.
     
  15. decimon

    decimon Well-Known Member

    He just does that. It doesn't mean anything.

    Good luck.
     
  16. dlbb

    dlbb Active Member

    If it is a federal loan, and it is not in default, you can always do income-driven repayment.
    https://studentloans.gov/myDirectLoan/ibrInstructions.action
    Income-Based Repayment is most common of those choices. This will make it easier month to month, but you will pay more over the course of the loan, I believe.
     
  17. JoshD

    JoshD Well-Known Member

    True but I think after 20 years the loans are eligible for loan-forgiveness aren’t they? I could be completely wrong.
     

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