Doctor with student loan debt, hitting close to 1 million...

Discussion in 'General Distance Learning Discussions' started by AsianStew, Aug 17, 2022.

  1. nosborne48

    nosborne48 Well-Known Member

    Have we? Have we really? Just try not paying your court ordered child support. If you refuse to pay but could pay, you can be jailed.
  2. Johann

    Johann Well-Known Member

    True where you live, Nosborne. Not where I live - unfortunately. It should be the rule, here. A few years back deadbeat parents in my province owed $1 billion in unpaid support. Now It's $2 billion. And when I mentioned it on DI , somebody on here said how "unproductive" it was - merely to suspend these people's drivers' licenses (as we can do - and don't do enough.) We didn't get into jail time. I think it's FAR more "unproductive" to let delinquent parents (know they can) get away with this stuff. Ontario is proof that if then can, they will. Yeah, we need jail for this.

    In this case, it's not "Debtors' Prison." It's CHEATING KIDS prison -and I'm OK with having that. Singapore-style caning? Yeah, that'd be a GOOD deterrent. Can't say enough bad things about deadbeat parents. Some of the things that come immediately to mind would get me kicked out of the forum. :(

    "Well, I had just got out from the county prison
    Doin' ninety days for non-support,..." - Workin' at the Carwash Blues - Jim Croce
    Last edited: Aug 18, 2022
  3. SteveFoerster

    SteveFoerster Resident Gadfly Staff Member

    Or in some cases you'll be jailed even if you simply cannot pay.
  4. Garp

    Garp Well-Known Member

    Once people are trapped in that system it can be difficult. Not easy or inexpensive to take care of changing circumstances. Things can spiral.

    Of course there are plenty of deadbeat parents.
  5. Johann

    Johann Well-Known Member

    The person we're talking about here, with all the student debt etc. is making this lowball amount after many years in the profession. That's on her.
  6. Johann

    Johann Well-Known Member

    They trap themselves, by not providing for their children. You can't stiff your kids and ignore all their needs for a few weeks / months when the family's together. You can't do it after, either. These people get what they get. It's their reward. Hopefully, they learn. Call it Rehabilitation.
    It's not supposed to be. Giving a family what they need isn't usually a cakewalk. You do it no matter what. You behaved responsibly re: your kids before - you do it now. Simple as that. No?
    Far too many. In fact ONE is too many. My take: Apply every persuasion deemed necessary. Ontario, where I live, is simply not doing that. Sample conversation. And yeah, I've heard it myself WAY more than once :

    "i was working at XYZ Industries, making good money - but my wife and I split up last year, so I had to go on welfare." (i.e. to avoid child support.)
    Too dang many loopholes... again, ONE is too many.
    Last edited: Aug 19, 2022
  7. Garp

    Garp Well-Known Member

    I am very supportive of enforcement actions against parents who don't pay or try to dodge responsibility. Your ex spouse may be the biggest and most useless jerk (female or male) but you have a responsibility to your children. However, I also know of cases where a guy gets divorced and cleaned out and then his circumstances changed. We are talking life changing disability. Now he can't make payments and begins falling behind in the meantime while scraping money together to try and go back to court with an attorney to change the child support payments. He is now in the hole and there is no guarantee a judge will change it.
  8. Johann

    Johann Well-Known Member

    I'm glad to hear that. Makes my day. :)
    One thing I've learned about life, in 80 years: There are NO guarantees. Ever.

    The guy has my sympathy - for his disability. I guess he'll do best by following through with the process. Hopefully, it goes his way and then he gets to do what he can do. Life is a bitch. - but the alternative is pretty bleak.
  9. Rachel83az

    Rachel83az Well-Known Member

    FWIW, you don't actually need an attorney to file a request for child support change. It might help, but if you're struggling that much, then you might as well risk doing everything yourself.
  10. Johann

    Johann Well-Known Member

    That's true where I live, Rachel. Good to hear it's true in the US too. I didn't know for sure, so I didn't get into it. One caveat. Both sides can have lawyers and if one doesn't - that person is at a disadvantage. They make their best case and the opposing professional destroys it to mincemeat; that's their job. The gavel comes down and the lawyerless (is that a word?) person is often done for. Like it or not (and I don't) these things are still an adversarial process - no matter what the Courts and Justice officials say about it.

    But yes - as you said, one can proceed without counsel. But their mileage may vary... that's why so many choose to have legal representation. Here, someone who is low-income can get Legal Aid. But that system is quite a mess.
    Last edited: Aug 19, 2022
    Rachel83az likes this.
  11. MaceWindu

    MaceWindu Active Member

    Totally agree.
  12. nosborne48

    nosborne48 Well-Known Member

    New Mexico operates a Child Support Enforcement Division that handles everything from Court ordered DNA testing to contempt hearings. No private lawyer is necessary.
    Johann likes this.
  13. Johann

    Johann Well-Known Member

    I like that! One-stop help! Plus, we ALL know how great the State of New Mexico's lawyers are! They're legends in their own times! :)
  14. nosborne48

    nosborne48 Well-Known Member

    Our own MINDS you mean. :p
    Johann likes this.
  15. Johann

    Johann Well-Known Member

    Well, OK. But only because you say so. :)
  16. sanantone

    sanantone Well-Known Member

    Suss likes this.
  17. AsianStew

    AsianStew Moderator Staff Member

    That's the thing, there are so many resources for people with student loan debt but they don't actively look for these...
    Makes me wonder, how they can get the student loan without finding or knowing a way to pay off that debt quickly.
  18. Dustin

    Dustin Well-Known Member

    Because there's a whole system of financial aid people to help you fill out the forms. There's not the same effort spent on helping you access repayment programs.
    Suss and SteveFoerster like this.
  19. Alpine

    Alpine Active Member

  20. AsianStew

    AsianStew Moderator Staff Member

    I'm thinking along the same lines as this... Pretend that there is a system or a set of systems that help people with forms and a different system to help with accessing repayment options. If it's evenly split half/half, I would move more resources towards the latter, to help with the repayment options. These programs should be put in place more than the simple filing of form. Government just doesn't put money into the right programs and it's not a productive way of using these resourses.

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