...as it never will - any more than their other credit-card purchases - including Christmas 1978, part of which is still buried in there - or in the consolidation loans used to pay it off in 1982, 85, 89, 92, etc.... Run up a credit card balance, pay high interest and the minimum payment and it'll take something like 41 (or possibly 47) years to pay it off - with no further purchases. It's the new(er) slavery. I know. I worked in that business for 30 years - still regretting the misery I helped cause. Like working in an arms factory. You know exactly what you're doing.