Hello Degreeinfo folks! First please allow me to express my gratitude for the wealth of information I have gained from these messageboards over the past two years of lurking. It has been invaluable in my decision to go back to school. My hat also goes off to the very helpful and patient advice I've gotten from TESU staff. Now I could use some advice from the forum. My goal is a BA of Liberal Studies or similar degree. I intend to transfer in as much credit as possible. I'm having trouble parsing the true cost of Excelsior vs. TESU capstone + grad fees and could use some help. I already have 70 credit hours which cover the basics of most general education requirements. The other credits are mostly other liberals arts credits, including 2 upper level courses. I live in China and have been studying hard to raise my proficiency in Chinese (yea!) and intend to sit the NYU professional studies exam as well as the ACTFL Oral Proficiency Interview, which TESU staff say can lead to an award of up to 30 credits including some upper level courses. That would put me at roughly 100 credit hours if I got full credit. Probably more like 90 to be safe. Which leaves me around 30 credits to go. Now, with 30 credits left to go I could still satisfy the academic residency requirements of quite a few online programs out there besides the big 3; but the program I'm really interested in is the Northern Arizona University competency based BA of Liberal Arts. The reason is that it looks like a great place to smash out alot of credits at my own pace and get it covered by the pell grant! If they would take all of my transfer credit and language exams I would be happy to complete the degree with them. However I am pretty sure they have a 60 credit academic residency requirement. I have sent an email to confirm and am still waiting for a response. So instead what I would like to do is finish up the rest of my necessary credits via the competency based learning program at NAU and then transfer to one of the big 3. Here's where my real question comes in: Which of the big 3 are going to be cheapest in my case? That is to say, which has the lowest cost of graduation when one is transferring in everything but the capstone? It looks to me like the costs are as follows: TESU: Application $75 Residency Waiver $2,000 Graduation $323 LIB-495 Liberal Studies Capstone (Out-of-state Residents: $499 per credit registered, 3 credits) TES-100 Cornerstone: Lifelong Learning Strategies (mandatory 1 credit course) $300 Total $4195 Excelsior: Application fee: $50 Commitment fee: $1,095 Annual student fee: $495 Tuition: $510 per credit (mandatory 3 credit capstone = $1530) Graduation: $495 Total: $3665 Charter Oak Application: $75 Non-resident student services fee: $267 x 2 (2 semesters required) Technology fee: $60 Graduation fee: $205 Credit rate: $377 per credit x 6 (capstone+cornerstone) Total: $3136 So it looks like the breakdown is TESU, Exelsior, COSC from high to low cost with TESU being $1059 more expensive than COSC. Did I miss anything? And a side note: if I understand it correctly, TESU and COSC only require 18 upper level credits in the entire degree while Excelsior requires 48. Big difference! Phew. Thank you for reading and any advice is greatly appreciated!