I am far from one to defend any of these shenanigans, and I'm not....but.... I echo what an earlier poster said about people not taking the responsibility to investigate the costs of their programs and the credibility of their school before enrolling. When I went to UoP, they were one of the only accelerated online programs available. This was back in the dark ages of online education. Had I been going through my bachelor's degree now, I would have went quite a different way. When I researched where to get my MBA, I did a lot of research into the various schools, their programs, and THEIR COSTS. I could have easily gained admission to the Penn State or Arizona State (ASU has an excellent concentration in my industry, too), but they were just too darned much money. I think there is shared responsibility here. The salesy tactics employed by these schools is horrific, and the stupidity of some of these students to buy into this crap is almost as bad. I liken it to people who bought $400,000 homes on a $40,000 / year salary, because their mortgage broker told them the payment was only $800 / month. They forgot to actually look and realize there was a $300,000 balloon payment due in 8 years.