Since I got my Bachelors at Excelsior ( in 1993 then Regents) every year I have run the arithmetic on whether I should go for a Masters. Because I don't want to go into debt for another degree every year the arithmetic says I am not ready to start. This year I read about an alternative - Using a published curriculum for structure, find MOOC courses on line that are $500 or under. List them as coursework towards an MBA. Worry about getting credit for them later. Use the skills and knowledge acquired in the courses on the job and for advancement. It would count as "some graduate college" rather than a degree. Maybe credit starts coming available at some point. Keep checking for some graduate equivalent of a CLEP that does not break the budget. Keep running the arithmetic on the graduate credit bank at Excelsior. Like my BS/LA at Excelsior the course work could be from various colleges. I took courses at two colleges for my degree but it could have been more. Have folks benefited from the experience of taking MOOC courses? There are blogs of people taking them structured to mimic the curriculum of an MBA program. After the new year I'll get my feet wet by signing up for one course to see how it goes.