I'm enrolling at Excelsior, my wife is studying with Penn Foster Career School, my youngest son and my daughter-in-law are studying at Ashworth High School and my oldest son recently started studying at the local community college. Yes, I'm paying for everything out of pocket. However, Excelsior, PFC and Ashworth are all great deals, and the community college is only about $87 per credit hour. The tuition for the entire summer semester at the CC is only about $500, plus I purchased the books on Amazon and Half.com. If a family of five can all attend school at the same time and not go broke, just about anybody can do it!