Hey, I was wondering..... considering all of my credits from AIU Online were to be accepted by Charter Oak State College (100 Quarter Hours -- 60 Semester) and the four other courses I have taken at my local university (12 Semester) were to transfer..... about how long could I expect to be a Charter Oak Student before earning my Bachelor's Degree? I would like to have it completed by at least April or May of 2005. Can I try to create a portfolio of my concentration? Is it acceptable to earn credits that way towards your concentration? Or -- could I possibly finish quicker by using Excelsoir College? AND..... What is Charter Oak's Individualized Studies? Last, I have not taken English 102. I have taken three literature courese through AIU Online. I took English 101..... then I took an American Literature Class..... and a class about Latin America that seemed, more than anything else, to be a literature class. Is there a possibility they might accept that other class (American Literature) as English 102 requirement? If not, I'm apparently in trouble because I NEED English 102 to become a Charter Oak student from my understanding of their website.