What is Your Student Debt Load?

You should think botique practice. My PCPs set one up in Palm Harbor. $1K per year per patient retainer. No more than 500 patient practice. Lower overhead because of low patient load. An all together satisfactory way to practice. They are opening a new practice in Tampa later this year.

One of the docs is an osteopath and one is an allopath. The only other staff in their office is an RN.

Now that is they way to pay the bills and still have a life.

 

Yep, I fully understand the perpetual student way of life. I basically read my way to what could be the equivalent of a BSCS though I doubt I could actually "earn" enough credits towards a degree based on that reading. Sad really. If only I had known about this forum years ago.

Keep up the progress Abner! The light at the end of the tunnel is almost in sight for you. Just watch out for that freight train coming in the opposite direction. ;-)

 

There was a female physician who went to medical school on the Army's dime, who then agreed to do X amount of years in the Army Reserve as part of the agreement. When her unit was activated for the first Persian Gulf War, she refused to report for deployment. Margot Kidder became one of her biggest supporters (before Mags had a nervous breakdown), driving her to her court appearances.

The physician was found guilty at court martial, stripped of her medical license, ordered to confinement (imprisonment) for (I believe) 2 years, reduced in rank to E-1, forfeited all pay/benefits, and received a bad conduct discharge after confinement.

Good decision.

 

To answer the original question, I was also a pay-as-I-go guy. I'd put my semester's tuition on my credit card, then work a bunch of OT/details to pay it off the next month. I incurred no lasting debt from either of my undergrad programs.

Thanks to a very generous program for Veterans, I got my Master's degree for free, except the cost of books, so the whole program cost me less than $1000, which I was able to pay pretty easily.

 

Ugh I hate to actually LOOK at the numbers but...

Zero loan debt from Florida State (yey)

$20,000 (including interest) from Nova Southeastern. I managed to put them off when I was younger for them to balloon to a ridiculous amount. I was always in deferrence or forebearance or something like that. My bad But I have been paying about $200 a month steadily for many many years with many many more to go. fun.

$1300 remaining from Thomas Edison State College.

~$15,000 eventually from Grand Canyon University.

 

Sorry, Mr. Engineer, but I know of NO government student loan forgiveness programs for lawyers of the sort you describe. They DO exist for doctors, though.

There is such a thing as LRAP, a loan forgiveness program that belongs to individual schools and/or state Bar associations but it pays AT MOST half and then only if the lawyer makes less than (usually) about $40,000. Even if he lives in San Diego. (En una caja bajo la puente. Comiendo ratones.)

You can't go out to Arizona and go to work for Dinee Legal Services for five years and get your loans paid off. No such luck.

 

For anyone qualified and/or interested. In some instances the Federal Government will repay student loans. Normally this involves a commitment of some sort for employment. Critical fields; medical, law, IT seem to be the predominant fields. However, I have seen job vacancies for law enforcement, state department, and others that offer this type of hiring incentive. Those of us that are already employed by the Federal Government are not eligible. If someone has questions regarding this program I recommend contacting OPM or the hiring authority directly.

http://www.opm.gov/oca/pay/studentloan/

http://www.opm.gov/pressrel/2000/OPM06-23-00.htm

Kevin

 

Ratones fritos o de barbacoa? He, he, he!



Abner

 

No debt here...G.I. Bill and 100% Tuition Assistance through the Air Force. I still have $40,000 in my G.I. Bill to use for my MS once I get out.

 

ZERO debt.

But I am poor.

Now I still have around $750 dollars left to pay before I can finish my Associate's ($250 for the Information Literacy course and the rest for the graduation fee).

If I were younger, and if I weren't allergic to debting, I'd have to get into debt if I wished to continue on for a Bachelor's because , as many have heard me say before, still today I would need to travel to foreign countries to take my Clep/Dantes exams.

Caption to below: "Hi, I'm so happy I got a degree":

 

When did you grow the mustache?

 

ratas crudas.

 

Con un poquito de Tabasco?




Abner

 

Debt will be somewhere around $30 - $36K for a BS and MAT.

 

No, Tobasco es tan cara.

 

He, he, he!



Abner