I plan on applying at all three (Big 3) to see who will give me more hours. Since I have 25 FEMA credits I was hoping that one of the big 3 would allow the FEMA to be used towards my applied professional, not just General electives because I have enough. I applied at Excelsior. My eval was a liberal arts degree and i need 33 hours applied professional (1 upper level) and 33 hours arts and sciences with 21 upper level. Has anyone used FEMA credits towards applied professional/major classes. Liberal arts seemed like the easiest degree at excelsior.