Does that mean that if I die, my wife and collect her SSI and mine as well? Just trying to do some long range planning and adjust my portfolio accordingly. I am only 49 right now, but the years pass quickly. Any comments would be appreciated. Abner
Your wife, when she goes to collect her Social Security, will have a choice to make in the event that things do not change in the time between now and later. For example, if my 75 year old father should die tonuight, my mother would have to choose between her own benefits from her 20 year career as a schoolteacher or the widow's benefits available from her status as the wife of a nuclear engineer of 40 years. Your survivor's benefits would go to your age 30something kid in grad school, assuming that the kid is dependent on your money to finish grad school.
PS - If there is a God, the rules will change so that the woman can collect both her own and her husband's Social Security.
That sucks! I see what you mean though. Basically, the survivor would chose whatever benefits pay more. I have no kids. So are you saying that the survivor is not the spouse that is the widower? It is, for example a couples kid? I am a little confused.
