Help with inexpensive DL :)

Me and my wife have decided to go back to college. Eventually, we'd like to get a degree but right now, we're just going to take a few classes.

Thus, I'd like a way to bank my credits (as well as transfer the credits I have thus far) until I am ready to get my degree and have enough credits for a degree.

I was thinking of banking my credits with either excelsior, TESC or COSC. Which would work best for me?

I hoped to transfer them to COSC when I'm done to get my degree from there...

Comments/Suggestions are appreciated

G-Man

P.S. I'm trying to avoid the $740 charge that COSC charges until I need my degree...

 

Choice is made for you. It is Excelsior College that provides credit banking. Since you eventually intend to cash in your credits at an assessment college, the worth of officially banking the credits is diminished, not to say, nill.

A detailed treatment of this issue can be found at http://www.geocities.com/ba_in_4_weeks/enrollment.html QUOTE in part:

"BANKING CREDIT
The Excelsior College Credit Bank allows consolidation of existing and new credit in the form of a recognized college transcript. The cost of the service is about $200 and $25 per subsequent credit update. The resulting transcript can then be hawked to your institution of choice. There is no guarantee, however, that the receiving institution will accept all or any of the credits, though they may be more likely to accept these credits than award credit for raw proficiency exam passes garnered out with their "care".

ALTERNATIVELY
If you are sure you will enroll in one of the assessment institutions there is nothing to stop you going over the degree requirements, then simply sitting the relevant exams. You can send the results to which ever institution you like at some later date. "


In addition, a discussion of which assessment college may be right for you, given your particular performance, degree needs and credit requirements, can be found at http://www.geocities.com/ba_in_4_weeks/Whichcol.html QUOTE in part:

"WHICH OF THE THREE COLLEGES SHOULD I CHOOSE?
A number of factors should be considered before that decision is made.

1. COSC and TESC are state funded, Excelsior is not. If money is tight, COSC and TESC can sup at the public trough but Excelsior cannot.

2. Both COSC and TESC evaluate portfolio credit. Excelsior accepts portfolio credit but does not evaluate it, that is done elsewhere.

3. Excelsior has a very comprehensive and easily accessible online library of catalogs, sample test papers, and other student related reference documents.These make life much easier for self-starters to act as their own best advisor. This is a big factor in favor of Excelsior in my opinion.

4. Excelsior awards letter grades (from which GPA may be calculated) for proficiency exams, TESC does not.

COSC say that they do, but decline to provide details of the required threshold scores. COSC do letter grade some exams, but not . . ."

Lawrie Miller
BA in 4 Weeks, a non commercial resource for adult learners
http://geocities.com/ba_in_4_weeks

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Well "credit banking" is rather worthless concept. If you ever apply to an academic program they will require original transcripts from EVERY institution attended. They will not accept a consolidated one. If you are going to eventually enroll at say COSC you are better off just racking up the credits, and when ready, enrolling and at that time sending transcripts to COSC. The only purpose credit banking serves is generate fees. Good luck in your classes.

 

Spiffy!

Awesome! Thanks for the quick replies and help!