Financial aid for less than half-time graduate students?

Has anyone had any experience with obtaining financial aid to attend graduate school on a less than half-time basis? In particular, has anyone dealt with an organization called "Access Group," which says that it is a non-profit source of such loans?

I recently started a M.A. program in Counseling that I'm paying for with a Stafford loan, but I'm not thrilled with the accellerated semester format and am contemplating a transfer to a school (Southern Christian University) with the traditional 15-week semester setup--problem is, at present I can only take one course per semester, which drops me to below half-time by their standards and eliminates my Stafford loan eligibility.

I am not eligible for tuition assistance through my employer because this is a career change.

Any help you can provide would be greatly appreciated. I'm in my late 40s, and am very new to this.

anne