For whatever it's worth, our middlest daughter, who starts an RN program at Oregon Health Sciences University in June, is using a home equity line of credit loan, currently at 4.85%.
Home Equity Line of Credit That is funny you should say that, because I just applied for my credit line and close on the deal today. I plan to use it as an emergency back-up plan for completing my degree at Indiana State University. Paul
The interest rates on these loans vary, and none are as low-interest as the federal loans, but here are a few options: Citiassist from Citibank: www.studentloan.com Signature from Sallie Mae: www.salliemae.com Excel from Nellie Mae: www.nelliemae.com Gate from Bank of America: www.bankofamerica.com